When you feel pressure from your family

Your family can have a huge influence on the decisions you make. Your parents and the way you were raised impact the way you handle your money. Think about it. How is money viewed in your family?

If you are on a path to improve your finances, it can be difficult to tell your family and friends. There may be certain expectations during the holidays that will affect your budget. Maybe it is expected that you will travel to visit your parents for Thanksgiving. Maybe everyone in your large family exchanges gifts at Christmas. Maybe you have put some expectations on yourself, like expensive Santa gifts. In order to stay on the path towards your goals, you must be honest with yourself during this season. Remind yourself often of the bigger goals you have set for your financial future. You have big dreams that go beyond just one holiday season.

Sometimes, this also means being honest and even firm with your family. If you feel pressure from your family to do the holidays a certain way, you must be open and honest with them about your journey. It's not necessary to give specifics, but tell them about the financial goals you are working towards. Decide on a plan in advance so you know what you can spend this year. What does that mean for the holidays? Do you need to skip the travel this year? Do you need to skip giving gifts to the whole family? Set those clear boundaries and communicate them to your family.

Compromises are great in these situations. Before talking to your family, have suggestions ready. "Instead of giving gifts to everyone this year, maybe we can do a White Elephant or Secret Santa gift exchange." Be clear about your boundaries and then suggest a solution. "Because we are working so hard to achieve our financial goals, we won't be able to come visit this year. Instead, we would love to host Thanksgiving if you'd like to travel here." Don't forget to set boundaries if you're hosting. It's easy to spend a lot on food and decor. "We would love to host Christmas dinner this year. We will roast a turkey and provide appetizers. Everyone please bring your favorite side dish to go with the meal."

Your family may not understand. But that's ok. This journey isn't easy. Remember why you are doing this. Remember that your future goals are most important right now. Be open and honest with your family, and don't falter on your decisions. "We don't need your permission, but we would love your support through this journey."